North Carolina Licensed Mortgage Underwriter

Job Summary

To support project-based AI initiatives, the part-time North Carolina Licensed Mortgage Underwriter will evaluate AI-generated mortgage underwriting decisions, create test cases for self-employed income calculations, and draft compliance documentation while working remotely.

Key responsibilities

• Evaluate AI-generated mortgage underwriting decisions across various loan types
• Create test cases for qualifying income calculations for self-employed borrowers
• Draft and audit conditional approval letters and adverse action notices for compliance

Required qualifications

• Degree in Finance, Business, Economics, or a related field
• 3+ years of residential mortgage underwriting or equivalent experience; FHA DE or VA Credit Underwriter authority preferred
• Ability to calculate qualifying income from IRS Forms 1040, Schedule C, Schedule E, and K-1
• Familiarity with Fannie Mae / Freddie Mac selling guides and regulatory requirements
• Strong written English proficiency (C1+ level)