North Dakota Licensed Credit Underwriter IV

Job Summary

Gathering and analyzing financial information, the full-time North Dakota Licensed Credit Underwriter IV will evaluate loan requests, perform credit presentations, and make recommendations related to credit structure while working remotely as a North Dakota resident.

Key responsibilities

• Evaluate the repayment capacity and creditworthiness of loan requests ranging from $500,000 to over $50,000,000
• Perform detailed analyses including break-even repayment analysis, stress testing, and cash flow assessments
• Prepare credit presentations for governing committees and conduct annual loan reviews and risk assessments

Required qualifications

• Bachelor's degree in accounting, banking, business administration, economics, or a closely related field
• Six years of lending and/or credit analysis work experience in the commercial/ag lending field
• Ability to manage multiple deadlines in a fast-paced environment
• Strong financial acumen and sound judgment
• Experience with site visits based on credit complexity and participation in credit administration projects