Personal Lines Underwriter

Job Summary

Reviewing and processing personal lines applications, the full-time Personal Lines Underwriter will determine policy eligibility, handle agent and client inquiries, and ensure timely workflow completion while working in a call center environment.

Key responsibilities

• Review and analyze applications, endorsements, and inspections to make informed risk selection decisions
• Provide guidance to agents and clients on policy forms, coverage options, and underwriting processes
• Process cancellations, reinstatements, and endorsements while maintaining compliance with departmental standards

Required qualifications

• Bachelor's degree from a four-year college or university preferred
• Three to five years of underwriting experience in Personal Lines, including homeowners
• General knowledge of insurance statutes, regulations, and policies
• Active 2-20 or 4-40 license, or industry designation such as CPCU or CIC preferred
• Strong knowledge of Property/Casualty insurance underwriting principles and personal lines policy elements