Personal Lines Underwriter

Job Summary

Reviewing and analyzing applications for personal lines coverage, the full-time Personal Lines Underwriter will determine policy eligibility, manage inbound calls and chats from agents and clients, and maintain strong agent relationships while working onsite.

Key responsibilities

• Evaluate applications, inspections, and endorsements to make informed risk selection decisions
• Process cancellations, reinstatements, and endorsements while ensuring compliance with underwriting standards
• Provide expert guidance to agents on policy forms, coverage options, and underwriting processes

Required qualifications

• Bachelor's degree from a four-year college or university preferred
• Three to five years of underwriting experience in Personal Lines, particularly homeowners
• General knowledge of insurance statutes, regulations, and policies
• Active 2-20 or 4-40 license, or industry designation such as CPCU or CIC preferred
• Strong knowledge of Property/Casualty insurance underwriting principles