Principal Analyst - Credit Risk

Job Summary

As a full-time remote Principal Analyst - Credit Risk, the successful candidate will design and implement loss mitigation strategies, develop predictive collections models, and manage loss forecasting to optimize capital recovery and protect the company's balance sheet.

Key responsibilities

• Architect and execute advanced loss mitigation strategies to enhance collections and recoveries for non-performing loans
• Collaborate with the Operations team to define automated contact strategies and optimize customer engagement through various channels
• Build and maintain loss forecasting models and manage credit loss budgets while reporting to the C-suite

Required qualifications

• 5+ years of quantitative experience in Credit Risk Analytics, focusing on Loss Mitigation, Collections Strategy, and Loss Forecasting
• Expertise in SQL, data pipelines, and advanced analytics/predictive modeling (Python or R)
• Strong understanding of modern collections technology, particularly in digital and conversational channels
• Ability to communicate complex technical risk data effectively to senior leadership and stakeholders
• Demonstrated history of leading cross-functional initiatives independently