Principal Analyst - Credit Risk

Job Summary

As a full-time remote Principal Analyst - Credit Risk, the successful candidate will architect loss mitigation strategies, optimize collections processes, and build predictive models to forecast portfolio losses while collaborating with cross-functional teams.

Key responsibilities

• Architect and execute next-generation loss mitigation strategies to optimize collections and recoveries for bad loans
• Partner with the Operations team to define automated contact strategies and friction-free customer touchpoints
• Build and own loss forecasting models, establishing corporate capital resiliency measures

Required qualifications

• 5+ years of quantitative experience in Credit Risk Analytics, specializing in Loss Mitigation and Collections Strategy
• Hands-on mastery of SQL, data pipelines, and advanced analytics/predictive modeling (Python or R)
• Deep understanding of modern collections technology, particularly within digital/conversational channels
• Expert capability to present technical risk data to C-suite executives and stakeholders
• Proven history of independently steering large cross-functional initiatives