Quality Control Underwriter

Job Summary

Seeking an experienced Quality Control Underwriter, this fully remote position will conduct detailed pre-closing and post-closing quality control reviews of residential mortgage loan files, focusing on risk assessment and compliance with investor and regulatory guidelines.

Key responsibilities

• Conduct detailed quality control reviews of residential mortgage loan files, both pre-closing and post-closing
• Evaluate borrower credit, income, assets, and collateral documentation with an underwriting-level understanding of risk assessment
• Provide feedback and recommendations to support loan quality and process improvement across teams

Required qualifications

• 3+ years of mortgage underwriting experience, preferably with Non-QM or alternative documentation loan products
• Strong knowledge of residential mortgage underwriting guidelines and risk assessment practices
• Experience with complex borrower income scenarios, including self-employed borrowers and alternative income documentation
• Familiarity with Non-QM products such as Bank Statement programs, DSCR, and 1099 income
• Understanding of mortgage compliance regulations, including TRID, RESPA, and ECOA