Reverse Mortgage Underwriter

Job Summary

Evaluating loan documentation for accuracy and compliance, the full-time Remote Reverse Mortgage Underwriter will underwrite residential loans, ensuring adherence to FHA and LBF guidelines while collaborating with Loan Originators and Processors.

Key responsibilities

• Underwrite files and establish conditions to meet FHA and LBF guidelines
• Communicate requirements and decisions clearly to processing teams and other stakeholders
• Review mortgage loan files for accuracy, completeness, and compliance with internal and regulatory guidelines

Required qualifications

• Three or more years of active experience underwriting Reverse Mortgages
• Valid active CHUMS Number
• Strong credit, risk analysis, and analytical skills
• Working knowledge of federal and state regulations, including MDA, TILA, HUD, and RESPA
• Familiarity with HUD underwriting guidelines and mortgage legal documentation