Reverse Mortgage Underwriter

Job Summary

Responsible for underwriting residential loans in compliance with FHA and LBF guidelines, the full-time Remote Reverse Mortgage Underwriter will examine loan documentation for accuracy, evaluate risk, and communicate requirements while partnering with Loan Originators and Processors.

Key responsibilities:

• Underwrite files and establish conditions to meet FHA and LBF guidelines
• Make timely and accurate decisions on FHA transactions while ensuring compliance with internal and regulatory standards
• Communicate clearly with relevant parties to prepare loans for closing efficiently

Required qualifications:

• Three or more years of active experience underwriting Reverse Mortgages
• Valid active CHUMS Number
• Strong understanding of federal and state regulations, particularly MDA, TILA, HUD, and RESPA reform
• Familiarity with HUD underwriting guidelines and mortgage legal documentation
• Competent risk-assessment and analytical skills