Rhode Island Licensed Appraisal Analyst

Job Summary

Reviewing and rendering decisions on non-traditional and alternative valuation products, the full-time Rhode Island Licensed Appraisal Analyst will evaluate collateral documentation for compliance and risk implications while working remotely within the Collateral Risk Management team.

Key responsibilities

• Perform moderately complex reviews of alternative collateral products, ensuring compliance with bank policies and regulatory guidelines
• Assess the appropriateness of selected collateral products based on transaction type, risk profile, and loan purpose, documenting decisions clearly
• Communicate with internal partners and vendors to resolve issues efficiently and escalate quality concerns or emerging risks to management

Required qualifications

• 2-4 years of experience in collateral risk review, mortgage underwriting, or valuation review
• Demonstrated knowledge of alternative collateral products and Fannie Mae/Freddie Mac collateral eligibility requirements
• Strong analytical skills with the ability to assess risk and document decisions effectively
• Proven ability to manage an individual pipeline in a production environment
• Experience with automated valuation tools and property data analytics is preferred