Risk Management Analyst

Job Summary

To support the Credit and Fraud Risk organization, the full-time Senior Risk Management Analyst will define risk management policies, collaborate across functions, and leverage quantitative expertise to drive disciplined risk decisions while managing credit risk controls.

Key responsibilities

• Define and implement risk management policies for credit risk across American Express portfolios
• Collaborate with various teams to develop strategies that identify and mitigate credit risk throughout the customer lifecycle
• Analyze large datasets to deliver insights that enhance customer experience and business performance

Required qualifications

• Bachelor's degree plus 2 years of relevant work experience, or a master's degree in a quantitative field
• Proficiency in SQL, Python, or similar programming languages for handling large datasets
• Experience in credit or fraud risk management with a solid understanding of the credit lifecycle
• Strong analytical skills with the ability to translate data into strategic insights
• Demonstrated ability to build collaborative relationships across functions