Senior Credit Analyst

Job Summary

A company is looking for a Senior Credit Analyst to oversee credit analysis and portfolio risk management.

Key Responsibilities

• Review and decision inbound charge card applications, managing the application queue
• Refine underwriting criteria and analyze repayment data to inform credit decisions
• Monitor portfolio performance and produce regular reports on portfolio health

Required Qualifications

• 5+ years of experience in credit analysis, underwriting, or credit risk in fintech, banking, or credit unions
• Hands-on experience with corporate charge card applications
• Familiarity with business credit products such as charge cards and business loans
• Strong analytical skills and proficiency in Excel or Google Sheets
• Ability to work independently and manage a high-volume application queue effectively