Senior Credit Analyst

Job Summary

To support the Cash Advance business, the full-time Senior Credit Analyst will manage credit model development and policy refinement, drive new product experimentation, and influence cross-functional stakeholders in a remote work environment.

Key responsibilities

• Sustain credit model and policy velocity by refining credit models and underwriting policies
• Drive new product experimentation through rigorous credit analysis and evaluation of new constructs
• Bridge new product experiences with credit rigor, translating complex analysis into clear recommendations for senior stakeholders

Required qualifications

• Bachelor's degree in a quantitative field; advanced degree preferred
• 5-7 years of experience in credit risk, data analytics, or a related quantitative discipline, ideally in consumer lending or fintech
• Demonstrated ability to influence outcomes and build trust with senior stakeholders without formal authority
• Strong analytical instincts with a track record of driving projects forward independently in ambiguous situations
• Eagerness to learn new tools and stay current with trends in credit, lending, and AI