Senior Credit Manager

Job Summary

To design credit risk policies and strategies for retail lending features, the remote Senior Credit Manager will manage underwriting validation, implement preventative actions, and analyze credit performance metrics.

Key responsibilities

• Develop account-level valuation and credit underwriting policies to enhance portfolio returns
• Manage credit limits, risk-based pricing, and retention strategies while adjusting portfolio returns based on new data
• Track credit KPIs and identify operational inefficiencies for process improvements within the Credit department

Required qualifications

• Experience managing the risk cycle for retail credit products such as credit cards and personal loans
• Bachelor's degree in a quantitative/analytical field from a top university
• Solid understanding of credit policy governance frameworks
• Proven track record of delivering results that exceed expectations
• Knowledge of credit and behavioral scoring models for retail credit products