Senior Credit Officer - Equipment Finance

Job Summary

Managing credit risk assessment for the Equipment Finance business line, the full-time Senior Credit Officer - Equipment Finance will lead the credit approval process, evaluate credit risk for customers, and develop credit policies while working remotely.

Key responsibilities

• Lead the credit approval process for equipment finance transactions, including financial analysis and collateral evaluation
• Assess and evaluate credit risk for new and existing customers to make informed credit decisions
• Monitor portfolio performance and implement remedial action plans for problem credits

Required qualifications

• High School diploma or equivalent required; undergraduate degree preferred
• Minimum of 10 years of experience in credit/lending
• Advanced ability to analyze financial statements and assess creditworthiness
• Deep knowledge of equipment finance products and credit considerations
• Strong understanding of lending regulations and compliance standards