Senior Credit Products Specialist

Job Summary

As a strategic advisor, the full-time Senior Credit Products Specialist will structure, negotiate, and manage complex commercial credit relationships while working remotely, ensuring long-term portfolio health and supporting the bank's growth objectives.

Key responsibilities:

• Lead the structuring, analysis, and approval of complex credit transactions while balancing risk with business needs
• Proactively monitor portfolio risk and identify industry trends affecting credit quality
• Serve as a strategic partner to sales and senior leadership, providing expertise in credit negotiations and deal execution

Required qualifications:

• Undergraduate Degree in Finance, Accounting, Economics, or a related field, or 12+ years of equivalent experience
• 8+ years of experience in commercial credit analysis, structuring, underwriting, and portfolio management
• Deep expertise in structuring and negotiating complex credit agreements
• Strong leadership skills with the ability to influence credit strategy and policy
• In-depth understanding of macroeconomic factors and their impact on credit risk