Senior Credit Risk Analyst

Job Summary

A company is looking for a Senior Credit Risk Analyst to manage credit risk for merchants using their payment gateway.

Key Responsibilities

• Review flagged cases and analyze signals to prevent merchant credit risk losses
• Communicate with merchants to address concerns and explain decisions
• Identify emerging risk patterns and collaborate with teams to enhance detection models

Qualifications

• 3+ years of experience in merchant risk analysis within payments or e-commerce
• Deep knowledge of merchant credit risk patterns and mitigation strategies
• Experience managing risk for high-value accounts
• Strong understanding of charge processes and monitoring programs
• High proficiency with spreadsheet tools like Google Sheets or Excel