Senior Credit Risk Analyst

Job Summary

As part of a dynamic team, the full-time Senior Credit Risk Analyst will manage credit policies, loan pricing models, and portfolio health monitoring for the Send Now Pay Later (SNPL) product in a remote environment.

Key responsibilities

• Lead credit analytics for the SNPL team, providing insights on portfolio performance
• Deliver executive-level reporting on portfolio health, NPL trends, and macroeconomic risks
• Optimize financial modeling frameworks, including valuation and credit models

Required qualifications

• 4+ years of analytical experience in Credit Risk, specifically in unsecured consumer lending
• Expertise in SQL and statistical data modeling (Python/R, dbt, or similar)
• Proven ability to define credit policies and evaluate growth versus loss tradeoffs
• Experience collaborating with data scientists on predictive ML credit scorecards
• Strong ability to present complex metrics in clear executive summaries