Senior Credit Risk Analyst

Job Summary

Driving credit analytics for the Send Now Pay Later product, the full-time Senior Credit Risk Analyst will manage credit policies, optimize financial models, and provide executive-level reporting in a remote work environment.

Key responsibilities

• Lead credit analytics for the SNPL team, serving as the primary source for credit insights
• Deliver executive-level reporting on portfolio health, NPL trends, and macroeconomic risk factors
• Develop and optimize credit models and frameworks for digital credit products

Required qualifications

• 4+ years of analytical experience in Credit Risk, particularly with unsecured consumer lending or digital lending products
• Expertise in SQL and statistical data modeling (Python/R, dbt, or similar)
• Proven ability to evaluate and define credit policies, balancing growth and risk
• Experience collaborating with data scientists on predictive ML credit scorecards
• Strong capability to communicate complex metrics to executive stakeholders