Senior Credit Risk Analyst

Job Summary

Driving credit analytics for the Send Now Pay Later (SNPL) product, the full-time Senior Credit Risk Analyst will manage credit policies, optimize financial models, and deliver executive reporting while working remotely.

Key responsibilities

• Lead credit analytics for the SNPL team, providing insights on portfolio health and trends
• Deliver executive-level reporting on Non-Performing Loans (NPL) and macroeconomic risk factors
• Design and optimize credit analytics frameworks and manage the Acquisition Credit Policy

Required qualifications

• 4+ years of analytical experience in Credit Risk, specifically in unsecured consumer lending or digital products
• Expertise in SQL and statistical data modeling (Python/R, dbt, or similar tools)
• Proven ability to evaluate and define credit policies with a focus on growth and loss management
• Experience collaborating with data scientists on predictive machine learning credit scorecards
• Strong skills in summarizing complex metrics for executive-level presentations