Senior Credit Risk Analyst

Job Summary

Seeking a detail-oriented Senior Credit Risk Analyst for a full-time remote position, who will manage credit policies, loan pricing models, and portfolio health monitoring for the Send Now Pay Later (SNPL) product, directly influencing the company's financial outcomes.

Key responsibilities

• Lead credit analytics for the SNPL team, providing insights on portfolio performance
• Deliver executive-level reports on portfolio health and macroeconomic risk factors
• Optimize financial modeling frameworks, including valuation and credit models

Required qualifications

• 4+ years of experience in Credit Risk, particularly with unsecured consumer lending or digital products
• Expertise in SQL and statistical data modeling (Python/R or similar)
• Proven ability to define credit policies and assess growth versus risk trade-offs
• Experience collaborating with data scientists on predictive ML credit scorecards
• Strong ability to communicate complex metrics to executive stakeholders