Senior Credit Risk Manager

Job Summary

Owning Tala's Expansion Markets risk function, the full-time Senior Credit Risk Manager will develop and implement credit strategies, monitor portfolio health, and lead underwriting for partnership pilots in a remote environment.

Key responsibilities

• Monitor portfolio KPIs and make strategic recommendations based on customer lifecycle analysis
• Develop credit strategies within decisioning frameworks, including approval rate calibration and pricing
• Lead underwriting strategy for partnership pilots, evaluating new partner data and aligning credit policies with Tala's risk appetite

Required qualifications

• 6+ years of experience in unsecured consumer lending with ownership of credit portfolio performance
• Proven ability to develop credit strategies balancing growth and risk, including experience with approval policy and limit management
• Experience with partnership or B2B2C lending and adapting underwriting frameworks to non-standard data environments
• Bachelor's degree in finance, engineering, statistics, or a related discipline
• Proficiency in SQL; Python preferred