Senior Credit Underwriter

Job Summary

Acting as a trusted advisor to the Chief Lending Officer, the full-time Senior Credit Underwriter will lead complex credit underwriting activities, evaluate borrower scenarios, and mentor junior underwriters while working remotely.

Key Responsibilities

• Lead complex credit underwriting activities and provide expert advice on lending decisions
• Perform early credit assessments and restructure denied loans into approvable formats
• Collaborate with cross-functional teams to enhance credit quality and operational efficiency

Required Qualifications

• Bachelor's, Associate's, or equivalent degree
• 10+ years of progressive underwriting experience in Non-QM mortgage lending
• Proven expertise in credit analysis, risk assessment, and loan structuring
• Strong knowledge of Non-QM loan products and applicable mortgage regulations
• Experience with interpreting credit policies and underwriting guidelines