Senior Data Scientist (Credit)

Job Summary

To drive consumer lending decisions at scale, the full-time remote Senior Data Scientist (Credit) will develop and deploy credit scoring models, optimize decision-making processes, and collaborate with product teams to enhance customer offerings across Nigeria and Africa.

Key responsibilities

• Develop and deploy credit scoring, affordability, and behavioral models for underwriting and pricing
• Design and conduct experiments to optimize approval rates and profitability
• Ensure data quality and compliance while mentoring product squads on data-driven decision-making

Required qualifications

• Degree or qualifications in a quantitative field such as Statistics, Mathematics, or Engineering
• Over 5 years of experience in data science, decision science, or risk analytics within financial services
• Working knowledge of credit risk and consumer lending
• Proficiency in SQL and at least one programming language (Python or R)
• Experience with A/B testing and machine learning methodologies