Senior Director of Credit Risk

Job Summary

Leading the credit risk function for a payments and fintech platform, the full-time Senior Director of Credit Risk Management will own the strategy, policies, and infrastructure to manage credit exposure, while building and leading a high-performing team and collaborating with cross-functional partners.

Key responsibilities

• Own the end-to-end credit risk strategy, including underwriting, exposure limits, and loss forecasting
• Design and implement credit risk policies and underwriting models to align risk appetite with business goals
• Monitor portfolio performance and proactively identify emerging risk trends across various segments and products

Required qualifications

• 12+ years of experience in credit risk management, with 5-7 years in a senior leadership role, preferably in payments or fintech
• Bachelor's degree in Finance, Economics, Statistics, or a related field; MBA or advanced quantitative degree is a plus
• Proven experience in building or scaling a credit risk function in a high-growth environment
• Strong quantitative background with experience in credit scoring models and portfolio risk analytics
• Demonstrated leadership skills in hiring and managing credit risk teams