Senior Fraud Analyst

Job Summary

As a full-time Senior Fraud Analyst, the successful candidate will define, detect, and mitigate fraudulent behaviors for the Send Now Pay Later (SNPL) product, working remotely while reporting to the Head of Credit Risk and collaborating with the broader Fraud Organization.

Key responsibilities

• Define first-party fraud typologies and execute data-driven strategies to minimize exposure for the conversational lending product
• Own repayment fraud and chargeback analytics, identifying trends and implementing preemptive transaction blocks
• Drive and manage key fraud metrics across the lending vertical, partnering with Operations to optimize automated policies

Required qualifications

• 4+ years of experience in Fraud Risk Management within consumer lending or digital wallets
• Advanced skills in SQL and data manipulation (Python/R or BI visualization tools)
• Experience with decision engines and deploying machine learning risk models
• Strong cross-functional communication skills to convey complex fraud patterns
• A builder mentality with an experimental spirit, capable of executing policies autonomously