Senior Manager, Cash Flow Underwriting

Job Summary

To drive innovation in consumer finance, the full-time Senior Manager, Cash Flow Underwriting will develop risk strategies, design loan application workflows, and leverage cash flow data to optimize portfolio performance while working remotely.

Key responsibilities

• Develop and enhance risk strategies for the loan portfolio using cash flow data to reduce defaults and drive revenue growth
• Design and implement end-to-end loan application workflows to increase originations while maintaining credit controls
• Perform proactive portfolio analysis to identify credit trends and support cross-functional teams with risk decision processes

Required qualifications

• BS or higher in a quantitative discipline or equivalent working experience
• 5+ years of professional experience in credit risk analytics, particularly with cash flow data
• Advanced experience in SQL, SnowFlake, or relational databases
• Working knowledge of Python, SAS, R, or other analytical tools preferred
• Experience with data visualization tools such as Tableau, Sigma, or Power BI preferred