Senior Portfolio Risk Analyst

Job Summary

A company is looking for a Sr. Portfolio Risk Analyst.

Key Responsibilities

• Analyze new applicant data for credit decisioning and build dashboards for real-time indicators
• Monitor existing account behavior and identify signs of weakening creditworthiness
• Support P&L analysis of credit products and build models for customer lifetime value and profitability

Required Qualifications

• 5+ years of experience in data analytics or credit analytics, preferably in fintech or SMB lending
• Fluency in SQL/SAS and familiarity with Python or R for data analysis
• Strong understanding of credit underwriting principles and SMB financial analysis
• Experience interpreting business financials and cash flow data
• Familiarity with credit bureau data and commercial credit reports