State Licensed Mortgage Loan Analyst

Job Summary

Responsible for processing and underwriting various types of residential mortgage loans, the full-time, fully remote State Licensed Mortgage Loan Analyst will ensure compliance with company and regulatory guidelines while collaborating with internal teams to deliver quality customer service.

Key responsibilities

• Organize and analyze mortgage loan files, determining eligibility and issuing approvals or denials
• Underwrite Conforming Conventional, FHA, VA, USDA, and Jumbo loans, ensuring compliance with established guidelines
• Communicate effectively with internal partners to resolve loan conditions and expedite final approvals

Required qualifications

• BA from a four-year college or university or equivalent combination of education and experience
• Five or more years of related experience in mortgage loan processing and underwriting
• Knowledge of Encompass Database software and automated underwriting systems
• Active FHA DE, SAR, and LAPP certifications
• Broad understanding of residential mortgage loan products and current RESPA laws and guidelines