State Licensed Underwriter

Job Summary

Working remotely on a full-time basis, the State Licensed Underwriter will evaluate and underwrite various loan types, ensuring compliance with company and regulatory standards while serving as a subject matter expert in the absence of senior leadership.

Key responsibilities

• Review and evaluate loan documents for accuracy and compliance with standards
• Analyze financial information to assess loan risk and identify potential fraud
• Collaborate with Loan Processors and Loan Officers to finalize loan packages and provide recommendations to borrowers

Required qualifications

• High school diploma or equivalent; college courses in Business, Finance, or related fields preferred
• Direct Endorsement (DE) certification and current state-specific loan origination certifications required
• Five or more years of experience underwriting conventional, FHA, VA, or Bond Program loans
• Expert knowledge of mortgage lending processes and regulatory requirements
• Strong critical thinking skills and ability to prioritize tasks in a deadline-driven environment