Texas Licensed Mortgage Underwriter

Job Summary

Evaluating AI-generated mortgage underwriting decisions, the part-time Texas Licensed Mortgage Underwriter will create test cases, draft compliance letters, and document findings while working remotely on a project-based basis.

Key responsibilities

• Evaluate AI-generated mortgage underwriting decisions across various loan types
• Create test cases for qualifying income calculations for self-employed borrowers
• Draft and audit conditional approval letters and adverse action notices for compliance

Required qualifications

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or a related field
• 3+ years of experience in mortgage, lending, real estate, or financial services
• Current or recent experience in underwriting and origination or related roles
• Ability to calculate qualifying income for self-employed borrowers from IRS Forms
• Deep familiarity with Fannie Mae / Freddie Mac selling guides and related regulations