California Licensed Senior Underwriter

Job Summary

To support the launch of a specialized homeowners insurance program in California, the fully remote California Licensed Senior Underwriter will underwrite complex, high-value residential properties, focusing on risks associated with wildfire exposure and other challenging scenarios.

Key responsibilities

• Underwrite new and renewal high-net-worth homeowners risks with Coverage A values ranging from $3 million to $20 million
• Evaluate complex property exposures, including wildfire risks and construction characteristics, to establish appropriate pricing and terms
• Serve as a primary underwriting resource for appointed brokers, communicating decisions clearly and collaborating on submissions

Required qualifications

• 7+ years of personal lines underwriting experience, with at least 5 years focused on high-net-worth homeowners insurance
• Experience underwriting high-value homes with Coverage A limits exceeding $3 million
• Hands-on experience evaluating wildfire exposures in California or other Western states
• Active property and casualty insurance license or ability to obtain a California license within 90 days of hire
• Familiarity with surplus lines underwriting requirements and documentation