Commercial Underwriter II

Job Summary

Supporting the commercial lending team, the remote Commercial Underwriter II will underwrite complex commercial portfolios, assess borrower risk ratings, and provide guidance to less experienced underwriters while participating in client interactions.

Key responsibilities

• Underwrites commercial credit actions by reviewing financial statements and recommending borrower risk ratings and loan structuring
• Sources and analyzes financial data to support loan structuring and approval, while assessing industry risks and mitigants
• Identifies and communicates risks related to commercial credit requests, coordinating review schedules and facilitating ongoing risk management

Required qualifications

• Bachelor's Degree and 4 years of experience in Commercial Lending or Credit Analysis, or a High School Diploma/GED with 8 years of relevant experience
• 6-8 years of experience in commercial underwriting, particularly with credit relationships of $5 million and above
• Proficiency in Microsoft Excel
• Strong analytical skills with experience in financial statement spreading and projections
• Ability to balance multiple tasks while maintaining accuracy and meeting deadlines