Credit Bureau Reporting Analyst

Job Summary

Handling Electronic Credit Bureau Disputes, the full-time remote Credit Bureau Reporting Analyst will investigate and resolve credit inquiries, disputes, and complaints from borrowers while ensuring compliance with applicable regulations and company policies.

Key responsibilities

• Investigate and analyze credit reporting disputes in accordance with industry standards and company policies
• Respond to credit disputes and submit necessary corrections to credit bureaus using E-Oscar
• Collaborate with internal departments to resolve inquiries and track trends for management reporting

Required qualifications

• Bachelor's degree or equivalent work experience
• Three to five years of experience in mortgage servicing, financial industry, or handling credit bureau disputes
• Knowledge of federal and state laws related to mortgage servicing, including RESPA and FCRA
• Familiarity with Metro 2 format and credit reporting processes
• Strong research and analytical skills with the ability to work independently under tight deadlines