Credit Manager

Job Summary

Designing credit risk policies and strategies for retail lending features, the remote Credit Manager will manage the validation of underwriting strategies and lead preventative and reactive market actions.

Key responsibilities

• Develop account-level valuation and credit underwriting policies to enhance portfolio economic returns
• Make data-driven decisions focusing on marginal decisions and manage credit limits and risk-based pricing
• Track performance of initiatives and monitor credit KPIs while identifying operational inefficiencies within the Credit team

Required qualifications

• A proven track record in managing the risk cycle for retail credit products
• A bachelor's degree in a quantitative or analytical field such as engineering, statistics, or economics
• Solid understanding of credit policy governance frameworks
• Knowledge of credit and behavioral scoring models for retail credit products
• Ability to explain complex concepts clearly and simply