Credit Specialist

Job Summary

Overseeing the credit review and approval process for prospective customers, the full-time Credit Specialist will conduct comprehensive credit analyses and manage documentation while working in a hybrid environment from the corporate headquarters in Columbia, MO.

Key responsibilities

• Review credit applications for customers across various business lines and ensure compliance with documentation standards
• Conduct credit report pulls and analyze third-party business credit reports to evaluate creditworthiness
• Collaborate with branch staff and the Credit Manager to communicate credit decisions and support customer onboarding

Required qualifications

• High School Diploma or equivalent required; Bachelor's degree preferred
• At least 2 years of experience in credit analysis, finance, or lending
• Knowledge of economics, accounting, and finance, with the ability to analyze risk
• Experience working with liens is preferred
• Strong analytical thinking skills and the ability to work under pressure in a fast-paced environment