Head of Credit & Fraud

Job Summary

Owning the credit and fraud risk strategy for the lending business, the full-time remote Head of Credit & Fraud will set policies, lead a high-performing team, and collaborate with executive leadership to maximize risk-adjusted returns while managing losses throughout the credit cycle.

Key responsibilities

• Develop and implement credit and fraud strategy across the customer lifecycle to optimize profitability and manage risk
• Lead a team of credit and fraud professionals, fostering a culture of accountability and growth
• Collaborate with cross-functional teams and capital partners to align on credit performance and strategic initiatives

Required qualifications

• College degree in a quantitative discipline or equivalent experience
• 12+ years of experience in financial services, with 8+ years focused on credit risk strategy
• Proven experience in leading high-performing teams, including remote teams
• Demonstrated ability to present data-driven decisions to C-suite executives and external partners
• Working knowledge of consumer lending regulations and credit policy development