Licensed Medical Underwriter

Job Summary

To support a flexible work environment, a part-time Licensed Medical Underwriter will review medical records, assess medical conditions and life expectancy, and determine mortality risk for annuity pricing in a fully remote setting.

Key responsibilities:

• Independently underwrite complex applications and make final decisions within established approval guidelines
• Review medical records and assign mortality debits based on underwriting manuals and professional judgment
• Conduct medical research on specific injuries and participate in quarterly peer reviews to recommend policy improvements

Required qualifications:

• Licensed physician with experience in medical record review
• Preferred experience in medical underwriting or insurance risk assessment
• Strong clinical judgment and ability to assess complex medical cases independently
• Familiarity with evidence-based guidelines for mortality assessment