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Personal Lines Underwriter

Location: Remote
Compensation: Base+commission
Reviewed: Mon, Sep 28, 2026
This job expires in: 30 days

Job Summary

To ensure a profitable book of business, the full-time Personal Lines Underwriter will evaluate the acceptability of risks, make decisions on new and renewal business, and communicate with agents while working remotely.

Key responsibilities
  • Accepts, rejects, or modifies new and renewal business for Personal Lines to maintain profitability
  • Reviews risk acceptability and makes subjective decisions based on underwriting guidelines and state compliance regulations
  • Develops relationships with agents and conducts outreach to discuss market appetite and encourage profitable growth
Required qualifications
  • BA/BS degree or equivalent experience, preferably in insurance
  • 9-15 months of underwriting or relevant experience required
  • Knowledge of Personal Lines products and contract knowledge preferred
  • Proficient in underwriting with a strong understanding of regulatory and policy differences among states
  • Actively working toward professional designation(s) preferred

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