Rhode Island Licensed Credit Associate

Job Summary

Managing the end-to-end loan process, the full-time Rhode Island Licensed Credit Associate will evaluate and approve lending requests for private banking clients, ensuring compliance with credit policies and maintaining high-quality control of financial documentation.

Key responsibilities

• Evaluate and approve lending requests for private banking/UHNW clients, including specialty lending credit products
• Manage the loan process from inquiry through post-closing, coordinating with clients and internal/external partners
• Review financial statements and credit history to assess creditworthiness and recommend lending terms

Required qualifications

• Bachelor's degree in finance, economics, business, or a related field; MBA is a plus
• 3-5+ years of credit risk experience in the financial services industry, specifically in specialty lending
• Proficiency in financial modeling, credit analysis tools, and banking software
• In-depth knowledge of bank loan, deposit, mortgage, and credit products
• Ability to handle sensitive client information with discretion and integrity