Risk & Underwriting Specialist

Job Summary

Managing the underwriting and monitoring of merchant accounts, the full-time Risk & Underwriting Specialist II will ensure compliance with credit policies and regulatory standards while supporting daily bank file processing in a remote environment.

Key responsibilities:

• Underwrite merchant account applications according to credit policies and regulatory standards
• Monitor daily bank files and transaction records for accuracy
• Conduct customer validation and risk screening for new and existing merchants

Required qualifications:

• 2-4 years of experience in Accounting, Banking, or the Payments industry
• Familiarity with underwriting practices and risk management in payment processing
• High school diploma or equivalent; college coursework or degree in a related field preferred
• Proficiency in Microsoft Office and Google Suite
• Ability to follow and contribute to documented procedures and policies