SBA Senior Credit Officer

Job Summary

Responsible for SBA credit underwriting management and risk decisioning, the full-time remote SBA Senior Credit Officer will oversee credit quality, ensure compliance with SBA guidelines, and manage internal audits while collaborating with bank executives.

Key responsibilities

• Manage overall credit underwriting to ensure compliance with bank standards and SBA SOP eligibility
• Oversee credit review compliance and analysis functions, ensuring adherence to policies and regulatory requirements
• Monitor credit quality and develop SBA loan risk rating processes to minimize portfolio loss exposure

Required qualifications

• Bachelor's degree or a minimum of five years of bank credit department experience; prior SBA senior credit experience required
• 5-7 years of direct SBA credit underwriting and management experience
• Strong proficiency in SBA SOP eligibility and regulatory requirements
• Experience with complex commercial credit analysis and financial statement analysis
• Strong leadership skills with the ability to mentor and motivate team members