Senior Credit Analyst

Job Summary

Owning the full underwriting cycle, the remote Senior Credit Analyst will manage credit application reviews, execute KYB processes, and identify automation opportunities while ensuring compliance and documentation standards are met.

Key responsibilities

• Manage the credit underwriting queue from receipt to decision, applying a credit decision framework with documented rationale
• Conduct KYB verification to validate business identity and assess creditworthiness for applications
• Document decisions for exception review and regulatory defensibility while identifying patterns and trends across applications

Required qualifications

• 3+ years of experience in commercial or business credit analysis or underwriting
• Experience with D&B or equivalent commercial credit bureaus
• Proven execution of KYB processes
• Strong documentation skills for underwriting rationale
• Experience in fintech, corporate card, or SMB credit environments preferred