Senior Credit Risk Analyst

Job Summary

To support credit expansion initiatives, the full-time remote Senior Credit Risk Analyst will build credit underwriting models and strategies, optimize risk thresholds, and apply quantitative analytics to enhance customer experience and mitigate fraud risk.

Key responsibilities

• Utilize proprietary and third-party data to reduce loss rates and improve customer experience
• Optimize risk thresholds, policies, and strategies to expand member access to credit products
• Design, run, and analyze experiments across credit products while building dashboards to monitor performance

Required qualifications

• Bachelor's degree in Engineering, Math, Finance, or a quantitative discipline; Master's is a plus
• 3-5 years of analytical experience in a credit risk role, preferably in a FinTech environment
• Experience designing compliant lending products with knowledge of US state and federal regulations
• Proficiency in SQL, Python, or other statistical modeling tools, along with advanced Microsoft Excel skills
• Familiarity with A/B testing and experience adopting AI tools in work processes