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Senior Non-QM Underwriter

Location: Remote
Compensation: To Be Discussed
Reviewed: Fri, Sep 18, 2026
This job expires in: 30 days

Job Summary

Evaluating complex residential mortgage loan applications, the full-time Senior Non-QM Underwriter will underwrite transactions, analyze borrower financials, and make informed credit decisions while working remotely.

Key responsibilities
  • Underwrite complex transactions to ensure compliance with established guidelines for various documentation programs
  • Perform detailed analyses of borrower credit, income, assets, and collateral to assess overall risk and loan eligibility
  • Issue clear and concise loan decisions to business partners while providing exceptional customer service and collaboration
Required qualifications
  • Minimum 3 years of experience in Mortgage Lending, with at least 2 years as a NQM Underwriter
  • Encompass experience is required
  • Recent manual underwriting experience in the mortgage industry
  • Proficient in self-employment income calculations and guidelines
  • FHA Chums and/or VA Lapp SAR recommended but not required

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