Senior Underwriter

Job Summary

Evaluating and managing risk for large, complex merchant accounts, the full-time Senior Underwriter will conduct in-depth financial analyses, make independent credit decisions, and provide expert guidance on underwriting policies in a remote setting.

Key responsibilities:

• Manage the end-to-end underwriting and credit process for large merchant accounts, exercising independent judgment in risk-based decisions
• Analyze business models and financial data to assess overall merchant risk and determine appropriate underwriting strategies
• Provide guidance on complex credit and risk matters while supporting the development of junior underwriters and sales partners

Required qualifications:

• Bachelor's degree or equivalent experience with 5+ years in underwriting, credit, risk, or financial services
• Experience interpreting underwriting policies and applying risk-management standards to complex situations
• Proven ability to analyze complex financial and transactional information and make sound independent judgments
• Demonstrated experience in negotiating risk-mitigation solutions and assessing significant financial and operational risks
• Strong knowledge of the payments, merchant acquiring, or financial services industry