SVP Credit Risk

Job Summary

Serving as the primary credit authority for the DreamBuilder loan program, the full-time SVP Credit Risk will manage strategic oversight, evaluate complex borrower scenarios, and ensure sound credit decisioning while working remotely.

Key responsibilities

• Evaluate and approve complex credit scenarios and loan structures that fall outside standard program guidelines
• Monitor portfolio performance and emerging credit risks while ensuring adherence to regulatory compliance
• Provide guidance to underwriting personnel on complex loan matters and present credit risk findings to executive leadership

Required qualifications

• 8+ years of mortgage underwriting, credit risk, or lending experience
• 5+ years of leadership experience managing credit, underwriting, or risk functions
• Extensive knowledge of residential mortgage underwriting principles and regulatory requirements
• Demonstrated experience evaluating complex borrower credit profiles and exception requests
• Experience presenting recommendations and risk analyses to senior leadership