Underwriting Manager

Job Summary

Leading a team of underwriters, the full-time remote Underwriting Manager will oversee merchant credit evaluations and risk assessments, ensuring compliance with underwriting policies and managing complex accounts while driving continuous improvement in underwriting practices.

Key responsibilities:

• Lead and develop the underwriting team through coaching, performance management, and training to ensure sound risk-based decision making
• Oversee merchant underwriting activities, exercising independent judgment on risk parameters and ensuring alignment with company policies and risk appetite
• Monitor portfolio performance and emerging risks, using data analysis to recommend appropriate risk-management actions and process improvements

Required qualifications:

• Bachelor's degree or equivalent combination of education and experience, with 10+ years in underwriting, credit, risk, or financial services, including leadership experience
• Strong knowledge of merchant acquiring, payment processing, and financial statement analysis
• Demonstrated ability to assess financial, credit, and operational risks and make independent risk-based decisions
• Familiarity with Card Brand requirements, KYC/AML principles, and applicable risk and compliance standards
• Proven experience in fraud-risk identification and mitigation strategies